Our promise of how Blue Sky Bank will work with you:
Wherever you are in your business journey, it’s time to settle into your financial home at Blue Sky Bank. We think of ourselves as your banking consultants rather than a place that merely helps you monitor your cash flow.
As a community bank, we’ve worked with all kinds of businesses with varied and specialized needs in many different industries. We’ve been in the banking business in Oklahoma since 1905. Our bankers, who have a deep understanding of the Oklahoma business market and expertise in your industry, will approach your business with the same responsiveness and attentiveness we’ve been serving other regional businesses for decades. The first step to this partnership and meeting your business's goals is to figure out if we are a fit. Before we ask for a deposit, a loan, or what we can sell you, we want to meet you.
Call us to arrange a time to come into one of our branches and see for yourself.
A business checking account establishes a critical division between your personal finances and your business finances. This account will protect you financially, legally, and secure your business for the future.
Mixing your business and personal finances can result in serious implications should a lawsuit arise. Any checks written out to your business will be deposited in your business checking account. At the same time, you’ll be able to write out checks from this account to your vendors, suppliers, and anyone else you do basic business with — eliminating the need for you to make these transactions from your personal account. If your business is ever involved in legal situations for an accident or breach of contract, this account will protect your personal assets.
Business owners will also benefit from a business checking account when it comes to managing taxes. Having a detailed track record of your business expenses makes the process of adding up deductions much easier. As a business owner, your time is valuable and should be spent on growing and optimizing your company. The less time having to sort through documents and piles of receipts, trying to remember if the purchases were made personally or from your business account, the better. Determining your profits and taxable income are crucial to get right for tax purposes.
Lastly, having a business checking account builds your business’s credibility. This account also serves as a pathway toward qualifying for a business loan, should you ever need one in the future. It is much harder to secure a loan if your business does not have a history of making payments on time to your vendors. And without loans, growing your business becomes much more difficult.
When you open an account with us you’ll have full access to our banking products and services. We’ll provide you with a business debit card and business credit card options to make transactions faster and easier. Business moves quickly, and we know you need quick and convenient access to your account regardless of where you are.
To open a Blue Sky Bank Small Business Checking Account:
A commercial account is a checking account for businesses or corporations. This type of account is a great option for businesses with higher volumes transactions. Do you have more than 200 transactions each month? It’s likely you need a commercial checking account in order to take full advantage of the services that will support your fast paced enterprise.
All of your corporation’s cash management needs are cared for in one place, resulting in greater efficiencies for receivables, payables, and cash on hand. You’ll also enjoy the convenience of our robust online banking platform, expanded mobile banking benefits, and a direct relationship with our Treasury Officers.
The moment you open up an account, you can get started using our online business banking service, Cash Management, as well as our mobile banking app. Through these services, you can monitor transactions, make payments towards your Blue Sky Bank business loan, and view your statement cycles.
Contact us today to open a Blue Sky Bank Business Checking Account or Commercial Checking Account. These accounts can be customized as needed to fit the needs of your company. We’ll meet with you and learn about your business banking needs. You may choose to first fill out a Commercial Checking Account application.
If you have any questions about our business banking products and services, give us a call or stop by any of our branch locations.